Our zero-based budgeting consultation process explained
Our service starts with listening—understanding your goals, lifestyle, and guiding principles. We review your current resource allocation patterns and challenges, allowing for a transparent conversation about opportunities, friction points, and the values you want reflected in your daily routines. Consultations are tailored, actionable, and always respectful of your comfort level, helping you decide the path that fits your life best. At each stage, you remain empowered to choose and adjust based on what matters most to you.
Personal relevance
Advice integrates your unique context and aspirations.
Transparent journey
Every step is discussed openly with your preferences central.
Meet your local team
Experienced advisors based in Australia, committed to value-focused consultation.
Sophie Jones
Lead Advisor
Focus
Value alignment
Expertise
Sophie brings extensive knowledge in value-based consultations and a warm, approachable manner to each session.
Michael Tan
Financial Consultant
Focus
Resource use
Expertise
Michael supports clients in building practical allocation habits, always mindful of individual values and preferences.
Priya Patel
Client Experience Lead
Focus
Personal plans
Expertise
Priya ensures every interaction is supportive, helpful, and respectful of your values, making sure you feel understood.
Tom Nguyen
Advisor
Focus
Spending review
Expertise
Tom’s expertise in consultation and understanding of local challenges benefits clients seeking tailored, actionable advice.
How our customised process unfolds
We begin by exploring your financial situation, then develop clear, actionable steps in collaboration with you. The process is transparent, supportive, and designed for consistent, value-driven routines throughout your journey.
Initial confidential conversation
Assessment of resource allocation
Clarifying your unique priorities
Identifying opportunities and challenges
Co-developing tailored recommendations
Consultation options at a glance
| Features | Individual consult | Family session | Ongoing support |
|---|---|---|---|
| Value-based resource allocation review | Included | Included | Included |
| Personalised recommendations by advisor | Included | Included | Included |
| Australian regulatory expertise | Yes | Yes | Yes |
| Ongoing support sessions | Not included | Not included | Included |